Frequently Asked Questions

Bentham Asset Management is a specialist global credit investment manager, established in 2010 and based in Sydney, Australia. Bentham actively manages a range of income funds spanning global fixed interest and credit markets, with the aim of generating consistent income while diversifying risk. Our strategies span investment grade and high-yield credit, including asset-backed securities, syndicated loans and multi-sector global credit portfolios.

Bentham has been managing global credit portfolios for investors since 2010, giving the team over 15 years of experience navigating multiple credit cycles. Our Syndicated Loan strategy in particular has a longer track record, having marked its 20th year of delivering regular income to investors.

The right fund depends on your income needs, risk tolerance, and time horizon. For a side-by-side look at each fund’s objective, risk profile, and income target, visit our Fund Overview page. You can also speak with your financial adviser about how a Bentham fund could fit your portfolio.

Bentham’s funds generate returns primarily through income earned on global credit securities such as interest from corporate bonds, syndicated loans and asset-backed securities with the potential for capital growth over the medium to long term. Our investment team actively manages sector and security allocations based on where we see the best risk-adjusted opportunities across the credit cycle. To keep up to date, you can subscribe to our market commentary and webinar invitations, follow Bentham on LinkedIn, or visit the relevant fund page for the latest fund updates and performance reporting.

Unit prices for Bentham funds are typically updated daily on business days. Current unit prices can be found on each fund’s page, while historical pricing and performance data is available via our Fund Reports page.

All fund data, including current distribution rates, is included within our monthly reports if you would like to join our email list to receive updates as well as macroeconomic insights click here.

You can invest in a Bentham fund by completing the relevant Application Form together with the fund’s current Product Disclosure Statement (PDS) and Target Market Determination (TMD), both available on the fund’s How to Apply page. Fidante Partners is the Responsible Entity and issuer of interests in Bentham’s funds, and processes all applications.

Minimum investment amounts vary by fund and investor type and are set out in each fund’s PDS. Many Bentham funds currently have no minimum for additional investments from existing investors. For the specific minimum initial investment that applies to your fund of interest, refer to the relevant PDS or Application Form, or speak with our team.

Distribution frequency varies by fund, ranging from monthly (for example, the Global Income Fund) to quarterly (for example, the Global Opportunities Fund) and is detailed in each fund’s monthly reports . Distributions are paid directly to your nominated bank account or can be reinvested via a Distribution Reinvestment Plan, where available.

A syndicated loan is a large loan provided to a company by a group (“syndicate”) of lenders rather than a single bank, commonly used to fund acquisitions, refinancing or major corporate activity. These loans typically sit senior in a company’s capital structure and are usually secured against company assets, which can offer investors a degree of downside protection relative to unsecured debt. Bentham’s Syndicated Loan Fund provides diversified exposure to the US senior secured loan market.

Bentham specialises exclusively in global credit because deep, focused expertise in credit markets allows for more disciplined security selection and risk management than a generalist, multi-asset approach. This means your investment benefits from a dedicated team analysing credit fundamentals, relative value and diversification across sectors, geographies and issuers – rather than credit being a secondary allocation within a broader portfolio.

While term deposits and government bonds are one form of fixed income, “credit” covers a much broader range of corporate and structured debt instruments, including investment-grade and high-yield bonds, syndicated loans and asset-backed securities. These typically offer higher income potential than a term deposit, in exchange for a different risk profile. Bentham’s active, diversified approach across global credit sectors aims to manage that risk while targeting a more attractive income outcome than cash or traditional fixed income alone.

No, despite being based in Sydney, Bentham is a global credit manager, and our funds invest predominantly in overseas credit markets, particularly the US, alongside domestic Australian exposure depending on the fund. This global reach gives investors access to a much larger and more diversified pool of credit opportunities, across more industries, issuers and geographies, than a domestic-only fixed income fund can typically offer.